Does the term “preferred providers” make you think a practice is somehow special? Perhaps the practice has undergone a rigorous examination of procedures, education, care, and other standards that set them above other dental practices?
It hasn’t. The title “preferred providers” is a marketing term.
Recently, a number of patients have discussed with me their decision to change their current health insurer. They tell me they want something “better than what they have” but are unsure where to start to research a new private health insurance fund.
It seems to be a fairly complex and confusing field, so I thought I’d try to explain some relevant issues as I see them. Continue reading
If you choose private health insurance, do you take out private hospital insurance alone, or also choose extras cover?
If you're over 30, you may find you're financially penalised if you don't have private hospital insurance. Health funds often tie extras cover in to hospital insurance policies as a way of commercial value-adding. Extras cover is non-essential cover. You may choose to think of it as a budgeting tool. Continue reading